Live plans

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237,000+Texas households switchedsince 2021
$444Average annual savingsvs. auto-renewal rate
4.8 / 5Average review scorefrom verified switchers
< 5 minTo enroll in a new planfrom compare to confirmed

What shoppers in McKinney say

“"Switched in under 10 minutes and cut our McKinney electricity bill by $26/month."”
“"The comparison table made it easy to see which plan actually made sense for our usage."”
“"Finally found a 100% renewable plan in McKinney that didn't cost more than our old plan."”

Provider snapshot — McKinney

Representative rates in Oncor territory.

Provider¢/kWhTerm
TXU EnergyLowest shown14.3¢12 months
Reliant14.4¢24 months
Gexa Energy14.1¢12 months
Direct Energy14.5¢6 months
Rhythm Energy14.2¢12 months

Rates are illustrative benchmarks. Live offers may differ. Always verify via the EFL before enrolling.

Electricity market in McKinney, Texas

McKinney is part of the Texas deregulated electricity market, meaning residents can choose their own retail electric provider and lock in competitive rates. Your utility, Oncor, still delivers power and handles outages — but your provider sets your per-kWh rate.

With average rates near $0.147/kWh, McKinney households have real savings potential. Compare fixed-rate plans at your usage tier to find the best all-in price.

Switching providers in McKinney takes about 5 minutes online and never interrupts your service. Your ESID (Electric Service Identifier) identifies your meter location and is used during enrollment.

This page provides current provider comparisons, rate benchmarks, and plain-language guidance for McKinney shoppers in 2026.

McKinney electricity market insights

Compare electricity in nearby cities

Same deregulated market — rates and plans vary by ZIP and usage.

DallasFort WorthAbileneAddisonAllenAnnaArlingtonAzle

Learn before you switch

Evidence-backed guides to reduce renewal mistakes and plan mismatch.

How to read a Texas EFL and compare 500, 1000, and 2000 kWh rates

12 min read

Fixed vs variable plans in Texas: avoid auto-renew traps

11 min read

TDSP vs REP in Texas: Oncor, CenterPoint, AEP explained

10 min read

Last reviewed and sources

Last reviewed: Annual review cycle. This page is updated on an annual editorial cycle and when local plan data changes.

Electricity questions for McKinney, Texas

What is the cheapest electricity plan in McKinney, Texas right now?

The cheapest plan in McKinney changes weekly. Compare effective rates at your usage tier (500, 1000, 2000 kWh) to find the true lowest-cost option including all fees.

How much can I save switching providers in McKinney?

Most McKinney households switching from renewal or variable rates save $250–$400/year. Actual savings depend on usage and plan selection.

Will my power be interrupted when I switch?

No. Oncor continues delivering your power. Switching only changes who you pay, not the infrastructure.

What is an ESID?

An ESID (Electric Service Identifier) is a unique ID tied to your meter address, used during Texas electricity enrollment to map your location to the correct utility service zone.

Are fixed or variable rate plans better?

Fixed-rate plans offer price certainty and protect against market spikes. Variable plans can be cheaper short-term but carry rate-change risk, especially in summer.

How long does switching take?

Online enrollment typically takes 5 minutes. Service transitions within 1–7 business days depending on meter status and request timing.

Are 100% renewable plans available in McKinney?

Yes. Multiple providers offer 100% renewable plans in McKinney backed by Renewable Energy Certificates (RECs), often at competitive fixed rates.

What fees should I check before enrolling?

Review the EFL for early termination fees, minimum usage charges, and bill-credit thresholds. These determine your real monthly cost beyond the headline rate.